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Shared Care Riders on Long Term Care Insurance Policies

01.02.2021 by ltcpolicyguide // Leave a Comment

Shared care riders on long term care insurance policies are a definite necessity and a definite buy when a couple buy long term care insurance.  Shared care riders extend the policy protection by allowing the transfer of benefit monies to be transferred to a party who needs extended care and exhaust their benefits.  They also allow for the transfer of benefits if one of the parties in a couple dies without using their benefits.  There are however two different approaches in the market being sold and they have different impacts on your benefit dollars. 

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Categories // Long Term Care Insurance

How to Easily Calculate the Cost of Long Term Care

07.04.2020 by ltcpolicyguide //

The decision to purchase Long Term Care Insurance is a personal one, composed of a variety of factors that are unique to the individual. We’ve discussed some of the best ways to educate yourself about this decision and how to determine the path that is right for you. 

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Categories // Long Term Care Insurance, LTC Basics

Convincing Parents to Research Long Term Care Insurance

04.09.2020 by ltcpolicyguide // Leave a Comment

In theory, there are two groups of people who will need assistance completing tasks in their everyday lives. Both groups will require very similar care, and both have very similar ideas as to what they would like that care to look like. These two groups, however, often have different outlooks on preparing for their lives during Long Term Care assistance… Step one, is to research long term care insurance.

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Categories // Long Term Care Insurance, LTC Basics

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Recent Posts

  • Shared Care Riders on Long Term Care Insurance Policies
  • How to Easily Calculate the Cost of Long Term Care
  • Convincing Parents to Research Long Term Care Insurance
  • Two Starkly Different Scenarios Regarding Long Term Care Coverage
  • Just the Basics: Everything You Should Know About Long Term Care Insurance

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