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Shared Care Riders on Long Term Care Insurance Policies

01.02.2021 by ltcpolicyguide // Leave a Comment

Shared care riders on long term care insurance policies are a definite necessity and a definite buy when a couple buy long term care insurance.  Shared care riders extend the policy protection by allowing the transfer of benefit monies to be transferred to a party who needs extended care and exhaust their benefits.  They also allow for the transfer of benefits if one of the parties in a couple dies without using their benefits.  There are however two different approaches in the market being sold and they have different impacts on your benefit dollars. 

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